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IBD note: This bonus is a combination of 10,000-point sign-up bonus, 15,000-point extra spending reward and 15,000 regular spending reward. In total, you get 40,000 points.

You can exchange 40,000 sign-up Starpoints for:

• $400 in Amazon.com gift certificates or
• 20 free weekend nights (2000 points per night) in Starwood category 1 hotels or
• 13 weekday nights (3000 points per night) in Starwood category 1 hotels.

First year is fee-free; $45 each year thereafter

Terms from the card website:

• Earn 10,000 Starpoints® with your first purchase1 — enough for up to 3 free nights at a Category 1 or 2 hotel

• Plus– earn an additional 15,000 Starpoints when you spend $15,000 in 6 months3

• Earn one Starpoint for every dollar of eligible spending5 and double Starpoints at participating Starwood properties and retail outlets

• First year fee-free and only $45 thereafter


Even more terms:


1) To be eligible to receive 10,000 bonus Starpoints®, you must make your first purchase with the Starwood Preferred Guest® Credit Card within one year of Card approval. Bonus points will appear on your Starwood Preferred Guest statement 8-12 weeks after your first purchase. Bonus Starpoints are for first-time Starwood Preferred Guest Credit Cardmembers only. You may have more than one Starwood Preferred Guest Credit Card account, however, if you have or had any such account you are not eligible to receive bonus Starpoints you may be offered for any other such account.

2) Three nights are based on two weekend nights and one mid-week night in a standard room at a Category 2 hotel or three nights in a standard room at a Category 1 hotel. Starpoints required for a free night range from 2,000 Starpoints for a weekend night in a standard room at a Category 1 hotel to 35,000 Starpoints for any night in a standard room at many Category 7 hotels. Other examples of how you can redeem 10,000 Starpoints for free nights in a standard room include: 2 weekend nights and 2 weekday nights at a Category 1 hotel; two weekend nights at a Category 1 hotel and two weekend nights at a Category 2 hotel; one night at a Category 3 hotel and one night at a Category 1 hotel; or one night at a Category 4 hotel. For complete information on reward stays, visit www.spg.com.

3) You must use your Starwood Preferred Guest Credit Card to complete $15,000 of eligible spending by the end of your first six months of Cardmembership, based on the date of your Card approval. 15,000 Starpoints will be credited to your account 8 to 12 weeks after you reach the spend threshold.

4) For a list of participating airlines, transfer ratios and full program details, go to www.spg.com. Participating airlines and transfer ratio are subject to change. Check with your frequent flyer program for details on redemption of airline miles.

5) "Eligible spending" includes purchases of goods or services, which purchases have not been returned or otherwise rescinded, and are not subject to a credit; it does NOT include fees, Finance Charges, Cash Advances (including the use of checks, line activators, automated teller machines or other means of accessing your account), Balance Transfers, or adjustments to your account. We reserve the right not to award any Starpoints®for transactions we determine are not made with the good faith intention of consuming the item charged.

6) You will receive one additional Starpoint for each U.S. dollar of Eligible Spending charged on your Card account at Starwood-branded hotels and resorts then participating in the Starwood Preferred Guest loyalty program, and at standalone retail establishments and online stores that, in each case