I was reading a blog about Millenium bank today and finally found someone that opened a c.d. with them. The blog is on Bankdeals.blogspot.com and it said that they had opened a one year c.d. and that when it came time to cash things in and get there money back they were running into problems. Three months had gone by and they were getting a runaround. There were many more comments about this bank on this site and the ten that I read were all negative. I don't know about everybody else but I am going to STAY AWAY