IBD note: You can get $20 for opening Virtual Bank eMoney Market account if you do this via a referral invitation. You have to open an account within 30 days after you receive an invitation. See more details of the referral program below.

If you need a referral invitation, send me your email address, first and last names that you want me to use in Virtual Bank referral form to this email address.

Once you get a Virtual Bank MM account, you can start referring other people to Virtual Bank using referral board of iBankDesign.com and ExtraDime.com. You can refer up-to 50 friends and receive up-to $1000 in referral bonuses ($20 per new customer)

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Terms of referral offer from Virtual bank website.

This is how it works - You refer a friend to open an eMoney Market Account, your friend applies and opens an account, you earn the amount listed below. It's that easy. Start referring today.

1. You can refer up to 50 friends to open eMoney Market accounts.
2. Each friend that opens an eMoney Market account earns $20.
3. You then earn $20 for each friend who opens an account.
4. You can earn up to $1000.

Rules: To be eligible you must have a VirtualBank checking, savings, or eMoney Market account. You and your friend will earn $20.00 each if your friend applies for and opens an eMoney Market account with the link provided in the referral email that we send to your friend. This offer will be available to your friend for 30 days after the date you click on the REFER button. Your friend must open a new eMoney Market account and must not be an existing VirtualBank or Lydian Private Bank accountholder. The $20.00 referral gift will be deposited into the account you designate upon the opening of your friend's account but will not be available for withdrawal for 30 days. These funds will be reported as interest on your 1099INT.