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Information about the reward program and the rates, fees, costs, and other benefits of the credit card appears with the online credit card application. To qualify for the first reward, respond to this offer and use your new account within 90 days of the date the account is opened by FIA Card Services, N.A., to make any combination of purchase or cash advance transactions (includes balance transfers) totaling at least $75 (excludes transaction fees). Limit one (1) item per new account. Allow 8-12 weeks for delivery after qualifying. Offer sponsored by FIA Card Services, N.A.: we may substitute an item of equal or greater value and we are not responsible for lost, stolen, or undelivered merchandise. U.S. residents must be 18 to apply for a credit card.