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Terms:

The payout of $100 will be credited to the Eligible Account within 60 days after the first Qualifying Direct Deposit and at least 10 purchases made with your PNC Visa Check Card have posted to the eligible checking account, all of which must occur by 06/30/10 The payout will be identified as "Promo Reward Cash Trans" on your monthly statement. A "Qualifying Direct Deposit" is defined as a recurring direct deposit of a paycheck, pension, social security or other regular monthly payment electronically deposited into a Free, Performance, Performance Select Checking account, or the Spend account for Virtual Wallet (each an "Eligible Account") on a recurring month-to-month basis. The amount of each recurring Direct Deposit must be at least $400. The recurring Direct Deposits must be made by an employer or an outside agency. Credit card cash advance transfers, transfers from one account to another or deposits made at a branch or ATM do not qualify as Qualifying Direct Deposits. Offer only available to new PNC Bank checking account customers who open the Eligible Account using the on-line application. Offer only available to residents of DC, DE, FL, IN, KY, MD, NJ, OH, PA and VA. Offer may be extended, modified or discontinued at any time and may vary by market. This is an online offer that is not available through a PNC Bank branch. While PNC Bank from time to time may promote similar offers that are available through the branch, they are not related to this web offer.

Limit of one premium payment per new account legal equity ownership. For this offer legal equity ownership will be defined by the customer name(s) and social security number(s) on the account. PNC Bank and National City Bank customers with an existing checking account are not eligible for this offer.

In the event that we determine in our sole discretion that your account does not meet the eligibility criteria or the activity on your account does not qualify as a Qualifying Direct Deposit, we will not be obligated to credit your account with the payout.