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Welcome to iBankDesign.com, your source of information about online banks and credit unions in USA!

Featured bonuses:

$50 for closing 2.50% Everbank account

$10 for 1.50% PCBanker account

$10 for 1.06% FirstIB account

Best rates:

(as of 08/03/2004)

The best rate in U.S.

(FDIC insured Money Market accounts < $25K)

2.20% ING Direct savings account

Checking

%	Bank name		Note
3.00	CNBT	R	<$10K
2.72	Presidential	R	<$25K
2.00	American Bank		$10<$5K
1.98	Nordstrom		>$10K
1.90	Imperial Capital		>$1K
1.74	Bank of Internet	R	>age 50
1.69	Ohio Savings		$5-10K
1.60	Everbank	R	$25-50K
1.49	Bank of Utica		>$1K
1.49	PCBanker	R	<$25K
1.49	Netbank	R	$4.5 fee
1.49	Bank of Internet	R	>age 40

Earn money with our referral forum!

MM & Savings

FDIC insured

%	Bank name		Note
2.22	DCU		>$25K
2.18	ING Direct	R	>$0
2.13	Virtual bank	R	>$0
2.09	Bank of Internet	R	$10<$1K
2.08	Union Federal		>$0
2.08	FESS		>$25K
2.05	Zions Bank		>$1K
2.03	Nittany bank		>$2.5K
2.01	GiantBank		>$1K
2.00	American Bank		$3 <$50
1.99	MetLife		>$5K
1.99	Sterling Ntl.		>$2.5K
1.98	Bank of Utica		>$2.5K
1.98	Capital One		>%0
1.97	TCB		>$0

Not FDIC insured

2.25	Ford MMA		$15-50K
2.00	GE Interest +		$15-50K

R – resource page

iBankDesign recommends:

The best cash back credit card

(artist info)

Internet resources about online banks:

Discuss online banking

Online Banking boards: MSN Online Banking & its archive, iBankDesign, Fool.com, Bankers Online, list of forums

Finance forums: FatWallet, YourMoney, Live below your means, MSN Personal Finance Groups, Yahoo Finance Groups

News

Online Banking: Google (1, 2, 3, 4), Yahoo (1, 2, 3, 4), Primary Hub, Altavista (1, 2, 3, 4), Finextra.

General Banking : Reuters, American Banker, Sheshunoff, Bank Technology News, US-Banker.

Research a bank

Does your bank make money? Check FDIC, FFIEC

Bank's rating: Bankrate.com, Bauer Financial, Gomez, Epinions.com (1, 2), eBizCritique, Forbes.com

Read feedback: Epinions.com (1, 2), eBizCritique, Better Business Bureau, Complaints.com, Planet Feedback, Rip-off Report, ConsumerAffairs.com

Bank rates: Bankrate, Quicken.com, Rate.net, CNN Money

Bank sign-up bonuses: iBankDesign sign-up bonuses and referral forums, MoneyBB

Banking Publications:

American Banker, Sheshunoff, Bank Technology News, US-Banker, ABA Banking Journal

Got screwed by your bank?

Complain to OCC, Better Business Bureau, Complaints.com, Rip-off Report

Educate yourself

Online Banking for beginners at Fool.com, Bankrate, Quicken.com

List of banks

Online Banking Report, Banks of the World, B&M banks with free bill payment,

Banks with free ACH transfers for personal accounts, Banks with free outgoing wire transfers, Banks with ATM rebates

Open a 2.20% account in a bank that supports kids of 9/11

Please send feedback to webmaster

Updated on 8/15/2004

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